In addition to building interactive tools in Streamlit (see Tools tab), I am constructing visual planning frameworks to provide clarity across common financial planning scenarios.

These frameworks are designed to:

• Serve as the educational foundation for the interactive tools

• Establish the logical structure behind each model

• Make tradeoffs visible before numbers are introduced

Eventually, every interactive tool will be paired with a visual framework that explains how decisions are structured and why the model works the way it does.

The framework library will span the full planning landscape, and include the following and more:

• Rent vs buy and other major lifestyle tradeoffs
• Mortgage decisions and opportunity cost
• Cash flow, balance sheet, and debt strategies
• Retirement income and portfolio drawdown
• Sequence of returns risk and withdrawal design
• Tax characterization, AGI vs MAGI, and income stacking
• Roth vs traditional decisions and conversion windows
• Healthcare planning, ACA subsidies, HSAs, and education funding
• Account structure, early access rules, and asset location
• Portfolio construction, diversification, and timing risk
• Insurance, annuities, and risk protection
• Estate planning considerations
• Modeling uncertainty, probabilities, and decision quality